Maryland SB304 prohibits insurers from canceling or refusing to renew coverage, increasing premiums, or altering discounts based on collisions with.

Maryland SB304 amends the insurance laws to prevent insurers from canceling or refusing to renew private passenger motor vehicle insurance coverage if two or fewer claims within the preceding three-year period were for accidents or losses where the insured was not at fault. It also prohibits insurers from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by collisions with free-roaming wild animals for which the insured was not at fault. The changes will take effect on October 1, 2026.

Maryland SB304 prohibits insurers from canceling or refusing to renew coverage, increasing premiums, or altering discounts based on collisions with.

Maryland SB304 amends the insurance laws to prevent insurers from canceling or refusing to renew private passenger motor vehicle insurance coverage if two or fewer claims within the preceding three-year period were for accidents or losses where the insured was not at fault. It also prohibits insurers from increasing a premium, adding a surcharge, or removing, altering, or refusing to consider a discount based on accidents or losses caused by collisions with free-roaming wild animals for which the insured was not at fault. The changes will take effect on October 1, 2026.