Maryland HB859 regulates digital assets and digital asset staking, allowing individuals to use digital assets as payment and clarifying staking.

Maryland HB859, the Maryland Financial Innovation Act of 2026, regulates digital assets and digital asset staking. It allows individuals to accept digital assets as payment, take custody using self-hosted or hardware wallets, transfer digital assets via blockchain, and participate in staking on a blockchain. The bill clarifies that staking as a service is excluded from certain securities definitions and filing requirements. It also ensures that the Office of the Attorney General can enforce the Maryland Consumer Protection Act. The act takes effect June 1, 2026.

Maryland HB859 regulates digital assets and digital asset staking, allowing individuals to use digital assets as payment and clarifying staking.

Maryland HB859, the Maryland Financial Innovation Act of 2026, regulates digital assets and digital asset staking. It allows individuals to accept digital assets as payment, take custody using self-hosted or hardware wallets, transfer digital assets via blockchain, and participate in staking on a blockchain. The bill clarifies that staking as a service is excluded from certain securities definitions and filing requirements. It also ensures that the Office of the Attorney General can enforce the Maryland Consumer Protection Act. The act takes effect June 1, 2026.