Maryland HB191 prohibits merchants from banning cash payments for retail transactions between $5 and $300.

Maryland HB191 prohibits merchants from banning cash payments for retail transactions between $5 and $300. It also prevents merchants from requiring customers to use credit or debit cards for these purchases. Violating this provision is considered an unfair, abusive, or deceptive trade practice under the Maryland Consumer Protection Act. Merchants receive two opportunities to comply before facing fines, which increase with subsequent violations. The law takes effect October 1, 2026.

Maryland HB191 prohibits merchants from banning cash payments for retail transactions between $5 and $300.

Maryland HB191 prohibits merchants from banning cash payments for retail transactions between $5 and $300. It also prevents merchants from requiring customers to use credit or debit cards for these purchases. Violating this provision is considered an unfair, abusive, or deceptive trade practice under the Maryland Consumer Protection Act. Merchants receive two opportunities to comply before facing fines, which increase with subsequent violations. The law takes effect October 1, 2026.