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S.J.Res.146

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".

Introduced·3/25/26

A joint resolution to disapprove a rule by the Bureau of Consumer Financial Protection regarding the withdrawal of the Ability-To-Repay Rule for.

This bill, SJR146, seeks to disapprove a rule by the Bureau of Consumer Financial Protection that involves the withdrawal of the Ability-To-Repay Rule as it applies to certain situations with Successors-In-Interest. The rule in question was originally published in 2014 and later withdrawn in 2025. The resolution aims to nullify the effects of this rule, ensuring it has no legal force or effect.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Mar 25

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.