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S.J.Res.145

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Introduced·3/25/26

Congress disapproves a rule by the Bureau of Consumer Financial Protection about withdrawing the rule on permissible purposes for consumer reports.

The bill expresses congressional disapproval of a rule by the Bureau of Consumer Financial Protection concerning the withdrawal of the rule on permissible purposes for furnishing, using, and obtaining consumer reports. This disapproval means the rule will have no force or effect. The rule in question was initially published on July 12, 2022, and its withdrawal was announced on May 12, 2025.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
In committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

May 13

Senate

Motion to proceed to consideration of measure rejected in Senate by Voice Vote. (consideration: CR S2266-2267)

Apr 27

Senate

Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).

Apr 27

Senate

Placed on Senate Legislative Calendar under General Orders. Calendar No. 394.