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S.J.Res.144

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Introduced·3/25/26

Congress disapproves a rule by the Bureau of Consumer Financial Protection on Fair Credit Reporting Act preemption of state laws.

This bill, introduced by Mr. Whitehouse, disapproves a rule by the Bureau of Consumer Financial Protection concerning the Fair Credit Reporting Act's preemption of state laws. The rule, which was published on May 12, 2025, is to be nullified and will have no legal effect. This action follows the congressional disapproval process outlined in chapter 8 of title 5, United States Code.

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  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

D
1
0
Democratic CaucusRepublican Caucus

History

Mar 25

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.