HELP Copays Act allows financial assistance for prescription drugs to count towards deductibles and copayments.
The HELP Copays Act amends the Public Health Service Act to ensure that financial assistance for outpatient prescription drugs, including that offered by non-profits and manufacturers, counts towards deductibles and copayments. This applies to high deductible health plans and affects individuals enrolled in group health plans or health insurance coverage. The changes take effect for plan years beginning on or after January 1, 2026.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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