Medicare Cost Cap Act of 2026 aims to limit out-of-pocket costs for Medicare beneficiaries and enhance protections for low-income individuals.

The Medicare Cost Cap Act of 2026 introduces measures to protect Medicare beneficiaries from excessive out-of-pocket costs. It sets an annual out-of-pocket limit starting at $5,000 in 2028, adjusted annually based on healthcare expenditure growth. Once this limit is reached, beneficiaries will no longer be responsible for additional costs. The bill also enhances programs protecting low-income beneficiaries by aligning eligibility criteria and increasing income thresholds for certain subsidies.

Medicare Cost Cap Act of 2026 aims to limit out-of-pocket costs for Medicare beneficiaries and enhance protections for low-income individuals.

The Medicare Cost Cap Act of 2026 introduces measures to protect Medicare beneficiaries from excessive out-of-pocket costs. It sets an annual out-of-pocket limit starting at $5,000 in 2028, adjusted annually based on healthcare expenditure growth. Once this limit is reached, beneficiaries will no longer be responsible for additional costs. The bill also enhances programs protecting low-income beneficiaries by aligning eligibility criteria and increasing income thresholds for certain subsidies.