119th Congress

S.4622

PATCH Act Protecting Americans from Treatment-related Credit Harm Act

Introduced·5/21/26

Prefiled

Introduced5/21/26

Chamber Passed

Final Passage

Complete

Introduced

S. 4622

May 21, 2026

Mr. Kennedy introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To amend the Fair Credit Reporting Act to prohibit the inclusion of medical debt on a consumer report, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Protecting Americans from Treatment-related Credit Harm Act” or the “PATCH Act”.