Federal Worker Credit Protection Act of 2026 aims to safeguard federal workers' credit during government shutdowns.

The Federal Worker Credit Protection Act of 2026 amends the Fair Credit Reporting Act to protect federal workers' credit during government shutdowns. It prohibits consumer reporting agencies from reporting adverse information related to federal workers' debt during a lapse in appropriations. The Director of the Office of Management and Budget must notify consumer reporting agencies of such lapses. Agencies must delete this information from consumers' reports upon request and prevent further disclosure. This Act applies to shutdowns beginning on or after February 1, 2026.

Federal Worker Credit Protection Act of 2026 aims to safeguard federal workers' credit during government shutdowns.

The Federal Worker Credit Protection Act of 2026 amends the Fair Credit Reporting Act to protect federal workers' credit during government shutdowns. It prohibits consumer reporting agencies from reporting adverse information related to federal workers' debt during a lapse in appropriations. The Director of the Office of Management and Budget must notify consumer reporting agencies of such lapses. Agencies must delete this information from consumers' reports upon request and prevent further disclosure. This Act applies to shutdowns beginning on or after February 1, 2026.