S.4450

Financial Access Protection Act

Introduced·4/30/26

Financial Access Protection Act prohibits financial institutions from collecting citizenship or immigration status information.

The Financial Access Protection Act prohibits covered financial institutions from collecting, maintaining, and disclosing information relating to the citizenship status and immigration status of consumers. It defines "covered financial institution" to include insured depository institutions, insured credit unions, consumer reporting agencies, and their affiliates. The Act also prevents federal banking agencies from requiring consumers to disclose their citizenship or immigration status as a condition for financial services.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

1
0
Democratic CaucusRepublican Caucus

History

Apr 30

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.