S.4144

ESCRA Act Ending Scam Credit Repair Act

Introduced·3/19/26
Introduced

S. 4144

Introduced in Senate · March 26, 2026

March 19, 2026

Mr. Coons (for himself and Ms. Murkowski) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Ending Scam Credit Repair Act” or the “ESCRA Act”.