The TRUST Act of 2026 modifies the Federal Deposit Insurance Act to allow federal banking agencies to examine insured depository institutions with.

The TRUST Act of 2026 amends the Federal Deposit Insurance Act to change the examination cycle for well-managed insured depository institutions. Specifically, it raises the asset threshold from $3,000,000,000 to $6,000,000,000 for institutions that qualify for a less frequent examination cycle. This change allows federal banking agencies to examine these qualifying institutions not less than once during each 18-month period. The bill aims to tailor regulatory updates for supervisory testing, potentially easing the examination burden on certain financial institutions.

The TRUST Act of 2026 modifies the Federal Deposit Insurance Act to allow federal banking agencies to examine insured depository institutions with.

The TRUST Act of 2026 amends the Federal Deposit Insurance Act to change the examination cycle for well-managed insured depository institutions. Specifically, it raises the asset threshold from $3,000,000,000 to $6,000,000,000 for institutions that qualify for a less frequent examination cycle. This change allows federal banking agencies to examine these qualifying institutions not less than once during each 18-month period. The bill aims to tailor regulatory updates for supervisory testing, potentially easing the examination burden on certain financial institutions.