An election is the one moment officials need something from voters. Amendment keeps the record: what constituents asked for, what candidates promised, and every vote they cast once in office. One record for voters, advocates and public affairs teams across 52 legislatures.

Law & legislation

Federal / U.S. Congress
California
Texas
New York
Florida
All Jurisdictions

Product

Legal Research
Track Legislation
Public Asks
Elections
Elections by State
Pricing
Changelog

Connect

Contact Us
Bluesky
Threads
LinkedIn
X / Twitter
Podcast

© 2026 The Governance Company·Privacy·Terms·Data by LegiScan

Home Asks Races Bills Chat

S381 U.S. Senate: 10 Percent Credit Card Interest Rate Cap…

Bills
Federal
Senate
S381

119th Congress

S.381

10 Percent Credit Card Interest Rate Cap Act

Introduced2/4/25

Prefiled

Introduced2/4/25

Chamber passed

Final passage

Complete

“To amend the Truth in Lending Act to cap credit card interest rates at 10 percent.”

469 words · 2 sections

Analyze for Free

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current: Banking, Housing, And Urban Affairs Committee
Next: Committee decision

Sponsors

3

1

Summary & analysis Read bill text

Democratic caucusRepublican caucus

History

Feb 4, 2025

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.