Graduate Opportunity and Affordable Loans Act modifies Federal Unsubsidized Stafford Loans and ends Federal Direct PLUS Loans for graduate and.
The Graduate Opportunity and Affordable Loans Act modifies the annual and aggregate limits of Federal Unsubsidized Stafford Loans for graduate and professional students. It also terminates Federal Direct PLUS Loans for graduate and professional students. Beginning July 1, 2025, graduate students can borrow up to $20,500 annually and $65,000 in total, while professional students can borrow up to $40,500 annually and $130,000 in total. Institutions may set their own limits, provided they apply consistently.
Included in complete analysis
- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.