S.2464

Community Investment and Prosperity Act

Introduced·7/24/25

Community Investment and Prosperity Act allows national banks to increase investments in public welfare.

The Community Investment and Prosperity Act modifies the Revised Statutes and the Federal Reserve Act to increase the limit on investments that national banking associations and State member banks can make to promote public welfare from 15% to 20% of their capital and surplus. This change aims to enhance community investment opportunities and economic prosperity.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking, Housing, And Urban Affairs Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Jul 24, 2025

Senate

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.