S.2074

Servicemembers’ Credit Monitoring Enhancement Act expands credit monitoring requirements for armed forces members.

The Servicemembers’ Credit Monitoring Enhancement Act amends the Fair Credit Reporting Act to expand the definition of an active duty military consumer to include all armed forces members, regardless of duty status. This change ensures that all servicemembers are eligible for certain credit monitoring requirements. The amendments will take effect one year after the date of enactment of the Act.