Establishes the American Worker Retirement Plan to improve financial security for working Americans by facilitating wealth accumulation.

The Retirement Savings for Americans Act of 2025 establishes the American Worker Retirement Plan to improve financial security for working Americans by facilitating wealth accumulation. The Act creates the American Worker Retirement Fund and sets up an investment management system. It mandates auto-enrollment of qualifying workers into the Fund, with an option to opt-out. Employers are required to enroll qualifying workers unless they opt-out. Contributions to the Fund include participant contributions and a Government Match Tax Credit.

Establishes the American Worker Retirement Plan to improve financial security for working Americans by facilitating wealth accumulation.

The Retirement Savings for Americans Act of 2025 establishes the American Worker Retirement Plan to improve financial security for working Americans by facilitating wealth accumulation. The Act creates the American Worker Retirement Fund and sets up an investment management system. It mandates auto-enrollment of qualifying workers into the Fund, with an option to opt-out. Employers are required to enroll qualifying workers unless they opt-out. Contributions to the Fund include participant contributions and a Government Match Tax Credit.