S.113

Promoting New Bank Formation Act of 2025

Introduced·1/16/25
Introduced

S. 113

Introduced in Senate · February 18, 2025

January 16, 2025

Mrs. Hyde-Smith introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs

A BILL

To require the appropriate Federal banking agencies to establish a 3-year phase-in period for de novo financial institutions to comply with Federal capital standards, to provide relief for de novo rural community banks, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Promoting New Bank Formation Act of 2025”.