Introduced
January 16, 2026
Mr. Steil (for himself and Mr. Lynch) submitted the following resolution; which was referred to the Committee on Financial Services
RESOLUTION
Expressing the sense of the House of Representatives with respect to the use of artificial intelligence in the financial services and housing industries.
- (1) given the critical role of the financial and housing markets, the Committee on Financial Services of the House of Representatives should play a leading role in making public policy regarding the adoption of AI in the financial services and housing industries;
- (2) the Committee on Financial Services should consider how to promote a dynamic, pro-consumer, pro-investor, and pro-innovation culture for AI across the financial services and housing industries;
- (3) the Committee on Financial Services must ensure regulators apply and enforce existing laws, including anti-discrimination laws, and assess regulatory gaps and ineffective regulations as market participants adopt AI;
- (4) the Committee on Financial Services should support regulators assessing the impact on innovation and cost effectiveness before issuing AI-related rules;
- (5) the Committee on Financial Services must ensure any regulatory framework related to AI does not disproportionately burden smaller firms;
- (6) the Committee on Financial Services should ensure the financial regulators have the appropriate focus and tools to oversee new products and services;
- (7) the Committee on Financial Services should continue to evaluate State laws and consider reforms to privacy laws for financial institutions and firms given the importance of financial data to AI;
- (8) the Committee on Financial Services should continue to consider how to strengthen cybersecurity standards for AI systems;
- (9) the Committee on Financial Services should work with financial regulators to understand AI’s impact on the workforce;
- (10) the Committee on Financial Services should ensure United States global leadership on AI development and use; and
- (11) the Committee on Financial Services should safeguard taxpayer interests as emerging technologies continue to evolve.