H.R.9471

H. R. 9471

June 25, 2026

Mr. Joyce of Ohio (for himself, Mr. Himes, Mr. Davidson, Ms. Velázquez, Mr. Mast, Mr. Correa, Mr. Reschenthaler, and Ms. Titus) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

To create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses, and for other purposes.

1. Short title; table of contents; 2. Definitions; 3. Safe harbor for depository institutions; 4. Protections for providing services to State-sanctioned marijuana businesses; 5. Protections under Federal law; 6. Requirements for filing suspicious activity reports; 7. Guidance and examination procedures; 8. Banking services for hemp-related legitimate businesses and hemp-related service providers; 9. Treatment of income derived from a State-sanctioned marijuana business for qualification for a federally backed single-family mortgage loan; 10. Requirements for deposit account termination requests and orders; 11. Annual diversity and inclusion report; 12. GAO study on diversity and inclusion; 13. GAO study on effectiveness of certain reports on finding certain persons; 14. Applicability to hemp-related legitimate businesses and hemp-related service providers; 15. Rules of construction