H. R. 9471
Introduced in House · July 1, 2026June 25, 2026
Mr. Joyce of Ohio (for himself, Mr. Himes, Mr. Davidson, Ms. Velázquez, Mr. Mast, Mr. Correa, Mr. Reschenthaler, and Ms. Titus) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned
A BILL
To create protections for financial institutions that provide financial services to State-sanctioned marijuana businesses and service providers for such businesses, and for other purposes.
1. Short title; table of contents; 2. Definitions; 3. Safe harbor for depository institutions; 4. Protections for providing services to State-sanctioned marijuana businesses; 5. Protections under Federal law; 6. Requirements for filing suspicious activity reports; 7. Guidance and examination procedures; 8. Banking services for hemp-related legitimate businesses and hemp-related service providers; 9. Treatment of income derived from a State-sanctioned marijuana business for qualification for a federally backed single-family mortgage loan; 10. Requirements for deposit account termination requests and orders; 11. Annual diversity and inclusion report; 12. GAO study on diversity and inclusion; 13. GAO study on effectiveness of certain reports on finding certain persons; 14. Applicability to hemp-related legitimate businesses and hemp-related service providers; 15. Rules of construction
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,