H.R.9330

Earned Wage Access Consumer Protection Act regulates earned wage access services, prohibiting discrimination and requiring transparency in fees and.

The Earned Wage Access Consumer Protection Act regulates the business of offering earned wage access services to consumers. It prohibits discrimination based on race, color, religion, national origin, sex, marital status, or age. It mandates that providers offer a no-cost option if a fee-based service is provided. Earned wage access providers must disclose fees, tips, and how consumers can access wages without fees. Providers must also inform consumers about the total fees and tips paid in the current pay period and year-to-date.