Healthcare Freedom and Fairness Act allows health marketplace pools to be deemed employers for offering group health plans or insurance.

The Healthcare Freedom and Fairness Act amends the Employee Retirement Income Security Act of 1974 to allow health marketplace pools to be considered employers for offering group health plans or group health insurance coverage. These pools must be formed in good faith to create a risk pool for their members. They can offer coverage through contracts with health insurance issuers or through self-insurance. The act mandates that coverage must be offered to all members at the same rates and prohibits discrimination based on health status.

Healthcare Freedom and Fairness Act allows health marketplace pools to be deemed employers for offering group health plans or insurance.

The Healthcare Freedom and Fairness Act amends the Employee Retirement Income Security Act of 1974 to allow health marketplace pools to be considered employers for offering group health plans or group health insurance coverage. These pools must be formed in good faith to create a risk pool for their members. They can offer coverage through contracts with health insurance issuers or through self-insurance. The act mandates that coverage must be offered to all members at the same rates and prohibits discrimination based on health status.