H.R.8475

Savings Opportunity and Affordable Repayment Act

Introduced·4/23/26

Introduces a new income contingent repayment plan called the Savings Opportunity and Affordable Repayment plan.

The Savings Opportunity and Affordable Repayment Act amends the Higher Education Act of 1965 to introduce a new repayment plan called the Savings Opportunity and Affordable Repayment plan. This plan allows borrowers to make monthly payments based on their income and family size, with a maximum repayment period of 25 years. The Secretary of Education is required to calculate and communicate the monthly payment obligations to borrowers, and to track their progress towards loan forgiveness.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Education and Workforce Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Apr 23

House

Introduced in House

Apr 23

House

Referred to the House Committee on Education and Workforce.