H.R.7484

Community Bank Relief Act

Introduced·2/11/26

Adjusts certain thresholds for inflation in the Electronic Fund Transfer Act.

The Community Bank Relief Act amends the Electronic Fund Transfer Act to adjust certain thresholds for inflation. Specifically, it mandates that the Board adjust the amount described in subparagraph (A) by the annual percentage increase in the Consumer Price Index for the month of October, starting from July 1, 2026, and annually thereafter. Prior to the first adjustment, the Board will adjust the amount by the percentage by which the Consumer Price Index for October 2025 exceeds the Consumer Price Index for October 2009.

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Where it stands

Current
Financial Services Committee
Next
Committee decision

Sponsors

0
2
Democratic CaucusRepublican Caucus

History

Feb 11

House

Introduced in House

Feb 11

House

Referred to the House Committee on Financial Services.