H.R.6891

Buy Now, Pay Later Protection Act of 2025

Introduced·12/18/25

Prefiled

Introduced12/18/25

Chamber Passed

Final Passage

Complete

Introduced

H. R. 6891

Introduced in House · December 19, 2025

December 18, 2025

Ms. Ross introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Truth in Lending Act and the Consumer Financial Protection Act of 2010 to apply certain protections and oversight to buy now, pay later loans, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Buy Now, Pay Later Protection Act of 2025”.

HR6891 U.S. House: Buy Now, Pay Later Protection Act of 2025