H.R.6644

21st Century ROAD to Housing Act

Housing for the 21st Century Act

Chamber Passed·2/11/26
Engrossed

H. R. 6644

December 11, 2025

Mr. Hill of Arkansas (for himself, Ms. Waters, Mr. Flood, and Mr. Cleaver) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

A bill to increase the supply of housing in America, and for other purposes.

1. Short title; table of contents; TITLE I—BUILDING SMARTER FOR THE 21ST CENTURY; 101. Housing Supply Frameworks; 102. Accelerating home building grant program; 103. Federal guidelines for point-access block buildings; 104. Unlocking Housing Supply Through Streamlined and Modernized Reviews; 105. Federal Housing Agency Application of Environmental Reviews; 106. Multifamily loan limits; 107. GAO studies; TITLE II—MODERNIZING LOCAL DEVELOPMENT AND RURAL HOUSING PROGRAMS; 201. HOME Reform; 202. Community Development Fund Amendments; 203. Planning and implementation grants for affordable housing; 204. Rural housing service program improvements; 205. Choice in Affordable Housing; TITLE III—EXPANDING MANUFACTURED AND AFFORDABLE HOUSING FINANCE OPPORTUNITIES; 301. Manufactured Housing Innovations; 302. FHA small-dollar mortgages study; TITLE IV—PROTECTING BORROWERS AND ASSISTED FAMILIES; 401. Exclusion of certain disability benefits; 402. Military service question; 403. HUD–USDA–VA Interagency Coordination; 404. Family self-sufficiency escrow expansion pilot program; 405. Reforms to housing counseling and financial literacy programs; 406. Establishment of eviction helpline; 407. Temperature Sensor Pilot Program; 408. GAO studies; TITLE V—ENHANCING OVERSIGHT OF HOUSING PROVIDERS; 501. Requirement to testify; 502. Disclosure required; 503. Investigation and report to Congress; 504. Federal monitor and receiver testimony; 505. Annual testimony

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,