H.R.6556

Failing Bank Acquisition Fairness Act

Chamber Passed·7/15/26

Prefiled

Introduced

Chamber Passed7/15/26

Final Passage

Complete

Engrossed

H. R. 6556

December 10, 2025

Mr. Lynch introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To prohibit the use of certain concentration limit exceptions with respect to mergers involving a failed bank unless the applicable agency determines such use is necessary to prevent significant economic disruption or significant adverse effects on financial stability, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Failing Bank Acquisition Fairness Act”.

HR6556 U.S. House: Failing Bank Acquisition Fairness Act