Requires a study on improving growth, capital adequacy, and profitability of rural depository institutions.
The Federal banking agencies must jointly carry out a study to identify methods to improve the growth, capital adequacy, and profitability of depository institutions primarily serving rural areas. The study also seeks to identify federal statutes or regulations that limit these methods or the establishment of new depository institutions in rural areas. The agencies must issue a report to Congress within a year of the act's enactment.
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