Expands eligibility for catastrophic health insurance plans under the Patient Protection and Affordable Care Act.
The IMPACT Act of 2025 amends the Patient Protection and Affordable Care Act to expand eligibility for catastrophic health insurance plans. This change allows more individuals to qualify for these plans, which typically have lower premiums but higher deductibles. The amendments apply to plan years beginning six months after the bill's enactment. This bill aims to address affordability issues in healthcare by providing more options for individuals who may not qualify for premium tax credits or reduced cost-sharing.
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- Overview
- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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