H.R.6337

H. R. 6337

December 1, 2025

Mrs. McClain (for herself and Mr. Himes) introduced the following bill; which was referred to the Committee on Financial Services, and in addition to the Committees on Transportation and Infrastructure, Veterans' Affairs, Appropriations, Agriculture, Energy and Commerce, the Budget, and Oversight and Government Reform, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned

A BILL

To increase the supply of affordable housing in America.

1. Short title; 2. Table of contents; TITLE I—IMPROVING FINANCIAL LITERACY; 101. Reforms to housing counseling and financial literacy programs; TITLE II—BUILDING MORE IN AMERICA; 201. Rental assistance demonstration program; 202. Increasing housing in opportunity zones; 203. Housing Supply Frameworks Act; 204. Whole-Home Repairs Act; 205. Community Investment and Prosperity Act; 206. Build Now Act; 207. Better Use of Intergovernmental and Local Development (BUILD) Housing Act; 208. Unlocking Housing Supply Through Streamlined and Modernized Reviews Act; 209. Innovation Fund; 210. Accelerating Home Building Act; 211. Build More Housing Near Transit Act; 212. Revitalizing Empty Structures Into Desirable Environments (RESIDE) Act; 213. Housing Affordability Act; TITLE III—MANUFACTURED HOUSING FOR AMERICA; 301. Housing Supply Expansion Act; 302. Modular Housing Production Act; 303. Property Improvement and Manufactured Housing Loan Modernization Act; 304. Price Act; TITLE IV—ACCESSING THE AMERICAN DREAM; 401. Creating incentives for small dollar loan originators; 402. Small dollar mortgage points and fees; 403. Appraisal Industry Improvement Act; 404. Helping More Families Save Act; 405. Choice in Affordable Housing Act; TITLE V—PROGRAM REFORM; 501. Reforming Disaster Recovery Act; 502. HOME Investment Partnerships Reauthorization and Improvement Act; 503. Rural Housing Service Reform Act; 504. New Moving to Work cohort; 505. Reducing Homelessness Through Program Reform Act; 506. Incentivizing local solutions to homelessness; TITLE VI—VETERANS AND HOUSING; 601. VA Home Loan Awareness Act; 602. Veterans Affairs Loan Informed Disclosure (VALID) Act; 603. Housing Unhoused Disabled Veterans Act; TITLE VII—OVERSIGHT AND ACCOUNTABILITY; 701. Requiring annual testimony and oversight from housing regulators; 702. FHA reporting requirements on safety and soundness; 703. United States Interagency Council on Homelessness oversight; 704. NeighborWorks Accountability Act; 705. Appraisal Modernization Act; TITLE VIII—COORDINATION, STUDIES, AND REPORTING; 801. HUD-USDA-VA Interagency Coordination Act; 802. Streamlining Rural Housing Act; 803. Improving self-sufficiency of families in HUD-subsidized housing