H.R.6256

Floodplain Enhancement and Recovery Act

Introduced·11/21/25

Floodplain Enhancement and Recovery Act amends flood insurance law to address ecosystem restoration projects.

The Floodplain Enhancement and Recovery Act amends the Homeowner Flood Insurance Affordability Act of 2014 to allow communities to permit ecosystem restoration projects within adopted regulatory floodways that increase base flood elevations. These projects must not increase water surface elevation by more than 1 foot and must not impact insurable structures or critical infrastructure. The bill exempts requests for flood insurance rate map changes based on these projects from fees and requires the Federal Emergency Management Agency to issue guidance within 180 days of enactment.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

See what it does, who it affects, and the critical issues in plain language. Free, 30 seconds.

Where it stands

Current
Financial Services Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Nov 21, 2025

House

Introduced in House

Nov 21, 2025

House

Referred to the House Committee on Financial Services.