H.R.6132

Housing Affordability Act

Introduced·11/19/25

Housing Affordability Act modifies multifamily loan limits under the National Housing Act.

Housing Affordability Act amends the National Housing Act to adjust the dollar amounts for multifamily loan limits. The bill specifies new dollar amounts for various loan categories and mandates the Secretary to publish these adjustments in the Federal Register. The changes are effective starting January 1, 2026.

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  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Services Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Nov 19, 2025

House

Introduced in House

Nov 19, 2025

House

Referred to the House Committee on Financial Services.