H.R.5913

Community Investment and Prosperity Act

Introduced·11/4/25

Community Investment and Prosperity Act allows banks to increase investments for public welfare.

The Community Investment and Prosperity Act amends the Revised Statutes and the Federal Reserve Act to increase the limit on investments that national banking associations and State member banks can make to promote public welfare from 15% to 20% of their capital and surplus. This change aims to enhance community investment opportunities.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Financial Services Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Nov 4, 2025

House

Introduced in House

Nov 4, 2025

House

Referred to the House Committee on Financial Services.