H.R.5387

Saving the American Dream Act

Introduced·9/16/25

Saving the American Dream Act requires interagency coordination on housing policy issues.

The Saving the American Dream Act mandates the heads of the Department of Housing and Urban Development, the Department of Agriculture, the Department of Veterans Affairs, the Department of the Treasury, and the Federal Housing Finance Agency to establish a memorandum of understanding to share housing-related research and market data. Within one year of enactment, these agency heads must jointly submit a report to Congress outlining policy proposals addressing federal housing finance programs, mortgage costs, housing construction, regulatory barriers, insurance costs, down payment assistance.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Subcommittee on Economic Opportunity Committee
Next
Committee decision

Sponsors

Democratic CaucusRepublican Caucus

History

Oct 1, 2025

House

Referred to the Subcommittee on Economic Opportunity.

Sep 16, 2025

House

Introduced in House

Sep 16, 2025

House

Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.