Medical Debt Relief Act of 2025 aims to prohibit the inclusion of medical debt on consumer reports.
The Medical Debt Relief Act of 2025 amends the Fair Credit Reporting Act to prohibit the inclusion of medical debt on consumer reports. It defines "medical debt" as debt related to medical services, products, or devices. The Act also mandates the Director of the Bureau of Consumer Financial Protection to amend regulations to ensure creditors cannot use medical debt information in credit decisions. This change aims to protect consumers from the negative impact of medical debt on their credit scores and financial opportunities.
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- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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