H.R.4544

American Access to Banking Act

Chamber Passed·5/21/26
Engrossed

H. R. 4544

July 17, 2025

Ms. Waters introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institutions through the review of application processes, the review of capital raising by de novo regulated institutions, and the establishment of various outreach programs, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “American Access to Banking Act”.