The VALID Act of 2025 requires VA loan information in FHA disclosures and adds a military service question to the Uniform Residential Loan.
The VALID Act of 2025 amends the National Housing Act and the Housing and Community Development Act of 1992. It mandates that information about VA home loans be included in the Informed Consumer Choice Disclosure provided to prospective FHA borrowers. Additionally, it requires the inclusion of a military service question on the Uniform Residential Loan Application, positioned above the signature line. The Director of the Federal Housing Finance Agency must issue a rule to implement these changes within six months of the act's enactment.
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- Core Provisions
- Implementation
- Impact
- Legal Framework
- Critical Issues
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