Fair Access to Co-ops for Veterans Act of 2025 improves VA loan guarantees for veterans buying residential cooperative housing units.
The Fair Access to Co-ops for Veterans Act of 2025 amends title 38, United States Code, to enhance the Department of Veterans Affairs loan guarantee for veterans purchasing residential cooperative housing units. The bill treats stock or membership in a cooperative housing corporation as residential property, allowing veterans to qualify for these loans. It also modifies loan fees and requires the Secretary of Veterans Affairs to issue guidance and advertise the availability of these loan guarantees.
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