119th Congress

H.R.10821

To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.

Introduced·10/15/26

Prefiled

Introduced10/15/26

Chamber Passed

Final Passage

Complete

Introduced

October 15, 2026

Mr. Gottheimer introduced the following bill; which was referred to the Committee on Financial Services

A BILL

To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Standard Maximum Deposit Insurance Amount.

(a) In general.—Section 11(a) of the Federal Deposit Insurance Act (12 U.S.C. 1821(a)) is amended—

HR10821 U.S. House: Increases the standard maximum deposit…