Stop Auto Fraud Act of 2026 criminalizes motor vehicle collision fraud.
The Stop Auto Fraud Act of 2026 amends title 18 to include an offense for motor vehicle collision fraud. It imposes fines and imprisonment for knowingly executing a scheme to cause, stage, fabricate, or simulate a motor vehicle accident to submit a false insurance claim. The severity of the penalty increases with the outcome, from serious bodily injury to death. Fines collected from these offenses are to be deposited into the Highway Trust Fund.
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