Question 1

What does HJR170 do?

Accepted Answer

This joint resolution exercises Congress's authority under the Congressional Review Act to disapprove and nullify a regulatory action taken by the Bureau of Consumer Financial Protection. Specifically, the resolution targets the Bureau's withdrawal of a rule concerning the Fair Credit Reporting Act's limited preemption of state laws. The Bureau originally published a rule on July 11, 2022, addressing how federal credit reporting law interacts with state consumer protection laws. Subsequently, on May 12, 2025, the Bureau published a withdrawal of that rule. This congressional resolution seeks to reject that withdrawal action, effectively preventing the Bureau from undoing its 2022 rule. The resolution represents Congress's exercise of oversight over executive branch rulemaking and reflects disagreement with the Bureau's decision to reverse its prior regulatory position on the balance between federal and state authority in consumer credit reporting regulation.

Question 2

Who sponsored HJR170?

Accepted Answer

Maxine Waters

Question 3

What is the status of HJR170?

Accepted Answer

Introduced as of April 30, 2026.

H.J.Res.170