H. R. 6125
Introduced in House · December 3, 2025November 19, 2025
Mrs. Beatty (for herself, Mr. Carey, Ms. Adams, Mr. Bishop, Mr. Carson, Mr. Case, Ms. Clarke of New York, Mr. Cleaver, Mr. Cohen, Ms. Craig, Mr. Davis of North Carolina, Mr. Evans of Pennsylvania, Mr. Fields, Mrs. Hayes, Mr. Johnson of Georgia, Ms. Johnson of Texas, Ms. Kelly of Illinois, Mr. Krishnamoorthi, Mr. Mannion, Ms. McBride, Mr. Meeks, Ms. Moore of Wisconsin, Mr. Mullin, Ms. Norton, Mr. David Scott of Georgia, Mr. Smith of Washington, Mr. Thanedar, Mr. Thompson of Mississippi, and Ms. Tokuda) introduced the following bill; which was referred to the Committee on Financial Services
A BILL
To require the Secretary of Housing and Urban Development to discount FHA single-family mortgage insurance premium payments for first-time homebuyers who complete a financial literacy housing counseling program.
Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,
SECTION 1. Short title.
This Act may be cited as the “Housing Financial Literacy Act of 2025”.