Association Health Plans Act clarifies treatment of certain association health plans as employers.
The Association Health Plans Act amends the Employee Retirement Income Security Act of 1974 to clarify the treatment of certain association health plans as employers. It allows these plans to establish base premium rates using an actuarially sound methodology, considering the pooling of all participant claims. The plans must not discriminate based on health status-related factors, provide coverage to all employer members regardless of health status, and prohibit pre-existing condition exclusions. The act also outlines rules for eligibility, monitoring, and premium rates for these plans.
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