SB452

Preventing home insurers from canceling policy for isolated event

Introduced·1/16/26
Intr Text

Prevents home insurers from canceling policy for isolated event in West Virginia.

West Virginia SB452 prohibits insurers from canceling or denying renewal of homeowners insurance due to an isolated incident claim. This law aims to protect homeowners from losing coverage after a single, isolated event. Insurers must offer to issue a policy for the remaining coverage if they cancel or do not renew a combination policy.

Included in complete analysis

  • Overview
  • Core Provisions
  • Implementation
  • Impact
  • Legal Framework
  • Critical Issues

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Where it stands

Current
Banking and Insurance Committee
Next
Committee decision

Sponsors

0
1
R
Democratic CaucusRepublican Caucus

History

Jan 16

Senate

Filed for introduction

Jan 16

Senate

To Banking and Insurance

Jan 16

Senate

Introduced in Senate