Caps insurance copays at $500 annually for terminally ill insureds in West Virginia.
West Virginia HB4724 amends the state's insurance code to place a cap on copayments for certain services. Specifically, it limits the annual copayment for insureds diagnosed with a terminal illness to $500 until the insured's death. This cap applies to services provided by licensed occupational therapists, speech-language pathologists, and physical therapists. The bill also mandates that insurance policies clearly state the availability and limitations of occupational, speech-language, and physical therapy coverage.
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