Establishes the Affordable Medicaid Buy-In Program to provide low-cost health insurance to West Virginia residents.

The bill creates the Affordable Medicaid Buy-In Program, a state-administered health care coverage plan leveraging the Medicaid structure. The Department of Human Services will develop and administer the plan, offering it to residents ineligible for Medicaid and Medicare. Employers cannot deny coverage based on eligibility for the plan. The plan will include essential health benefits and may seek federal funding through the Basic Health Plan Option and State Innovation Waiver.

Establishes the Affordable Medicaid Buy-In Program to provide low-cost health insurance to West Virginia residents.

The bill creates the Affordable Medicaid Buy-In Program, a state-administered health care coverage plan leveraging the Medicaid structure. The Department of Human Services will develop and administer the plan, offering it to residents ineligible for Medicaid and Medicare. Employers cannot deny coverage based on eligibility for the plan. The plan will include essential health benefits and may seek federal funding through the Basic Health Plan Option and State Innovation Waiver.