West Virginia HB4348 prohibits insurers from discriminating against living organ donors in health insurance policies.

West Virginia HB4348 aims to protect living organ donors by prohibiting insurers from denying, canceling, or discriminating against them in life, sickness, disability, or long-term care insurance policies. The bill defines a "living organ donor" as someone who has donated an organ but is still alive. Insurers cannot deny coverage, increase premiums, or cancel policies based solely on the donor's status. The law takes effect on July 1, 2026.

West Virginia HB4348 prohibits insurers from discriminating against living organ donors in health insurance policies.

West Virginia HB4348 aims to protect living organ donors by prohibiting insurers from denying, canceling, or discriminating against them in life, sickness, disability, or long-term care insurance policies. The bill defines a "living organ donor" as someone who has donated an organ but is still alive. Insurers cannot deny coverage, increase premiums, or cancel policies based solely on the donor's status. The law takes effect on July 1, 2026.