SB5928 mandates insurers to disclose wildfire risk scores and related information to policyholders and requires insurers to incorporate mitigation.

SB5928 requires insurers using wildfire risk scores for property insurance to provide policyholders with detailed information about their risk scores, including the score itself, the range of possible scores, the creator of the score, the creation date, and factors affecting the score. Insurers must also inform policyholders of their right to appeal inaccurate scores. Additionally, insurers must incorporate property-specific and community-level mitigation actions into their risk models and offer discounts for such actions.

SB5928 mandates insurers to disclose wildfire risk scores and related information to policyholders and requires insurers to incorporate mitigation.

SB5928 requires insurers using wildfire risk scores for property insurance to provide policyholders with detailed information about their risk scores, including the score itself, the range of possible scores, the creator of the score, the creation date, and factors affecting the score. Insurers must also inform policyholders of their right to appeal inaccurate scores. Additionally, insurers must incorporate property-specific and community-level mitigation actions into their risk models and offer discounts for such actions.