Enacts the Uniform Consumer Debt Default Judgments Act to regulate debt collection lawsuits in Washington.

The Uniform Consumer Debt Default Judgments Act establishes requirements for debt collection lawsuits in Washington. It mandates that a complaint must include specific details about the debt, such as the amount owed, the date of the last payment, and the identity of the original creditor. The complaint must also include a notice warning that a default judgment may be entered if the consumer does not respond. The act prohibits debt buyers from bringing legal actions without proper documentation and requires them to attach evidence of the debt to the complaint.

Enacts the Uniform Consumer Debt Default Judgments Act to regulate debt collection lawsuits in Washington.

The Uniform Consumer Debt Default Judgments Act establishes requirements for debt collection lawsuits in Washington. It mandates that a complaint must include specific details about the debt, such as the amount owed, the date of the last payment, and the identity of the original creditor. The complaint must also include a notice warning that a default judgment may be entered if the consumer does not respond. The act prohibits debt buyers from bringing legal actions without proper documentation and requires them to attach evidence of the debt to the complaint.